GMAC Auto Insurance
Among the many priorities that car owners have, the top spot
belongs to car insurance. Car
insurance is the first thing any car owner must have. This is
the safety net any driver can fall into in case accidents happen.
GMAC Auto Insurance is one of the many car insurances established
decades ago. Founded in 1939, GMAC is formerly known as Motors Insurance Corporation. GMAC Insurance Group is
now a property and casualty insurance providers in the United States along with its subsidiary company, Ally
All throughout the years, this car insurance company has become
popular because of its auto industry background. Not only that, they also have the knowledge of the needs of
car owners all over the country. And because of this, they have decided to sell its other insurance divisions
so that they can focus more on providing their customers car insurance services.
If you choose GMAC, know that they have a few advantages from its
competitors. One of these is their SmartServices. This is what sets them apart from other car insurance
companies. That is why, its no surprise that many customers are attracted to their car insurance plans all
because of the convenience that their services provides.
If you choose GMAC, their SmartServices can provide you the
- SmartValet – a service that
customers can use in case their car is damaged. They will pick up the damaged car and also provide customers
with a rental car after the plan holder makes a claim. Once the car is completely repaired, they will deliver
the car to the owner and take back the rental car.
- SmartAssist – this is an optional
towing membership that is available to customers and plan holders all throughout the
- SmartReplacement- this service
replaces your car in case of a total wreck or loss. Also, the company itself will help you find a new vehicle
of your choice.
- SmartInspect – this service aims to
help the plan holder’s car to be in top shape after undergoing repairs.
- Besides the SmartServices, GMAC also
includes other services that customers will enjoy as part of their insurance policy such
- One day claims
- Emergency expense
GMAC makes sure that their customers are satisfied with their car
insurance policy as well as providing them with flexible payment options. This way, car owners won’t have a
hard time budgeting their car insurance expenses.
All car insurance companies have their flaws and surely, GMAC is
not free of them. Because of this, many customers have filed and submitted complaints about
Though GMAC offers many services, there are still a few things
that they seem to avoid. As a result, customers are unsatisfied with how they work. Even if this company is
considered to be one of the most reliable car insurance providers, they still have some imperfections along
the way. One of the many complaints received from clients is their slow claims processing. Although it is
true that their customers can get $250 if they are not satisfied with their services, processing claims is a
matter that needs to be taken more seriously. Other than that, this company has received an A-minus status
from the ratings agency called AM Best and since then downgraded to triple B in 2009. Because of this, many
insurance holders have been thinking twice about getting the GMAC auto insurance.
these, there are also other complaints from customers saying that they have received numerous calls from this
company even though they are not insured with them. They claim to be looking for someone else and that they are
looking for “someone else”. Other than that, customers also complained about the rude customer representative that
this company has. A customer complained that their representatives have a demanding attitude and made her feel like
she “can’t do anything about it because that’s what the company’s rule said”. There are many other complaints about this car
insurance company. Customers can go on and on but despite all that, this company stands firm on their ground. They
have worked hard and will continue to work harder especially to those who had remained loyal to their
If you are interested to get GMAC as your car insurance provider
then it is best that you compare them with other quotes. Just keep in mind that your car insurance rate will
vary depending on your driving history and credit rating. But if you do decide to take this policy or
transfer to their company, you will be given a discount of $382 per year.
Any product you purchase, may it be car insurance or other items,
should always be compared. This way you know what you are getting and the coverage that you will be
Contact them at : 1-800-847-2886