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cheap car insurance for young drivers

 

 

Hartford Auto Insurance Reviewcheap car insurance for young drivers

 
 
Finding good car insurance is not an easy task. There are those who merely settle for the cheapest they can find only to find out that the services are not as satisfactory as they thought it would be. The best way to find good car insurance policies is to compare different quotes and study rates.

The Hartford Financial Service Group was established in 1810. They are currently one of the largest investment and insurance companies in the country. With over 30,000 employees, Hartford has established branches in other countries like Japan, England and Brazil. This fact alone tells you that they serve millions of customers worldwide including institutions, businesses and individuals. With the help of their brokers, independent agents, financial institutions and online assistance, Hartford has proven to be one of the best in the insurance industry.

For nearly 200 years, this company is known for their stability and financial strength, excellent customer services and continued operational excellence to their customers. They have earned the reputation for superior insurance claims service and many customers have been satisfied with their products. With the wide variety of insurance options to choose from, Hartford has proven to give the best and affordable policies to many customers.

Pros

hartford auto insuranceThis car insurance company offers many policies and with low introductory price for any potential customer. With this system and 200 years of services, many customers have been satisfied with their performance. In addition to that, they have designed affordable car insurance rates. Here are some of the services they offer to their customers:

  • Recover Care– this is for those policy holders who have met an accident and was injured. Hartford helps them by paying for the assistance they need in terms of cleaning, shopping, transportation etc. 
  • Lifetime Car Repair Guarantee– currently there are now 1,600 authorized auto repair shop under Hartford. This means that policy holders can have their car repaired under any of these car shops nationwide. 
  • No Drop Promise– this assures the car policy holder to be fully covered once they have met all the requirements needed by the company. 
  • 24/7 Insurance Claim Hotline– this hotline provides assistance to customers at any given day, 24 hours a week. 
  • New Car Replacement– this applies to those policy holders who experienced a total loss of a new car in the first 15 months that they have brought it or the first 15,000 miles that they have used it. Hartford will help pay for the new car replacement or repair with no depreciation. 
  • Auto Insurance Upgrade Features– this is an additional package feature that customers can choose along with its benefits. This package includes First Accident Forgiveness, Disappearing Deductible, Waiver of Deductible for a Not at Fault Accident and a $100 Deductible Waiver for Choosing to Use an Approved Repair Shop. 

While Hartford offers a wide variety of options and many customers are happy with these deals, there are still those who can’t be pleased.

Cons

As much as this car insurance company works to satisfy their customers, it’s not common to find that there are customers who are ready to back up and because of this, many have closed their accounts. Some people complained that they felt that they have been taken advantage because Hartford raised insurance rates without giving them any notification. With this, many customers felt that this company communicates poorly to their policy holders. Not only that, some of the services and products they offer are not all available in other states.

With this many have decided to cancel their accounts. One customer’s policy was cancelled without any notice. This was because they said she had delayed payment and that her bank denied the withdrawal that the company made. When she called her bank, the bank told her that they did not received any request from the insurance company. So she made call to Harford but then they told her that she did not allow them to withdraw from her bank but the truth was they never sent her any notice that they need. So in the end, they cancelled her account and she happily transferred to another car insurance company.

This being the case, it is obvious that they have problems with communicating with their customers. No wonder many have closed their accounts and made the choice of switching to others. Other than that, customers also reported that they have rude representatives who do not care if they lose customers or not.

If ever you decide to get this car insurance then be sure that you have understood what their insurance is all about. If you follow their rules and communicate with them often then you might probably enjoy the services they offer. For everything else, be an informed customer, this way you don’t have to deal with conflicts in the end.

 

Website: http://hartfordauto.thehartford.com/ 

Contact them at : 1-888-413-8970